A clear, considered approach to your finances
The value of advice
Every individual and family is unique. However, one thing that applies universally is the potential to take advantage of tax planning opportunities. Whether it be Pensions, ISAs, Trusts or more likely a combination of some or all of these, we will help structure your wealth so that you get the most from it.
We add value by ensuring that client assets are invested appropriately, in the right place, at the right level of risk and also ensuring that we are here to talk during negative market movements to ensure no rash decisions are made.
Whilst investment returns are an important part of the advice relationship, it is actually the planning that sits around it that usually makes the biggest difference to families.
Our Approach
Our expertise is deployed with the aim of maximising your wealth and therefore the quality of your life. Whilst finance can be complicated, our process is made as simple as possible for you. We will review your wider financial situation, including all of your assets, income, expenditure and liabilities, before working with you to get a clear picture of your goals, both short and long term.
From there we will put together a Financial Plan that sets out how to get the most from your wealth.
How we work with you
Our process is designed to be straightforward and transparent, guiding you from initial conversations through to long-term financial planning and ongoing advice.
Factfind and recommendations
Once a client agreement is in place, we will gather relevant information about your financial circumstances, including any existing arrangements where applicable.
Using this information, we will develop our recommendations and present them in a clear Suitability Report.
This stage of the process is chargeable.
Initial contact and discovery
Initial contact can take place in person, over the phone or via email.
We’ll begin with an informal conversation and, where appropriate, arrange a discovery meeting to understand your situation and discuss how we might work together.
There is no obligation at this stage, and no cost.
Implementation
Our recommendations may include solutions provided by carefully selected investment managers and providers.
Should you choose to proceed, we will take care of implementing the agreed recommendations, ensuring everything is set up correctly and efficiently for you and your family.
Implementation is chargeable.
Ongoing relationship
For many clients, the greatest value comes from an ongoing relationship. This includes regular reviews, continuous oversight and access to competitive investment and provider terms.
Ongoing advice is chargeable.
Start your journey
Connect with Nascentia Wealth to discuss your goals in confidence. All enquiries are treated with discretion and care.